Purchasing a Home

Whether its to purchase your first home or your fifth we are here to help by providing you with up to date information on the eligibility criteria of Australian Lenders, information on eligibility for any government buyer benefits or just assist you with the entire loan and property buying process.

Setting up the most appropriate loan structure for your loan is the most important part of the loan process as it will ensure that you have the most suitable product type to assist you with paying off your home loan as soon as possible or to hold on and rent out the property in the future as your investment.

Either way the right loan structure could save you thousands of dollars per year so call us to discuss how you should be structuring your next property purchase.

We also have access to property tools and information that can help determine the real market value range of your property and also assist you in your dealings with the real estate agent where required.

Investing in Property

If you are considering, or wish to explore the path of investing in direct property as a means to create wealth then
speak to us.

We have access to professionals that can help you with the process of identifying the right property to suite your investment needs as well as access to advice from our trusted Financial Planners and Accountants.

Investing in residential property can be acheived with virtually no upfront capital outlay for those who own existing property as you are able to leverage against the available equity allowing you to potentially finance the entire transaction including all the purchase costs (Government Duties and Legal fees). Identifying the potential Capital Growth and Rental Returns as well as managing your ongoing out of pocket costs is the key to success.

Contact us to find out more on how we can help you build wealth by investing in property.

Refinance

The mortgage market has seen a number of changes over the last couple of years and it hads made it extremely dificult for people to keep track of their interest rate. We beleive it is essential that all home loan owners review their loans at least every two years to ensure that they are not paying any more interest than they should.

​We have also found that the majority of people we meet do not have the correct loan structure in place which over the long term ends up costing them even more so it it essential that all mortgages be reviewed to ensure that you have both the lowest cost package and right loan structure in place.

​We can assist by comparing your mortgage to other market products and determine what level of savings you can achieve through other lenders or just advise that you continue on with your existing mortgage if the package remains competitive. We approach your loan as if it were our own and only make recommendations that we would take on ourselves so call us today for an honest review of your existing mortgage.

General Investment Loans

If you own property with good levels of equity and are looking to finance the purchase of investments such as Direct Shares or Managed Funds you can simply apply for an Investment loan secured against your property.

​There are many loan products that can cater for multiple purposes which fall under the “investment” category so speak to us about your investment lending needs

We would always recommend you seek the advice of a Financial Planner or Accountant prior to purchasing or financing any investment products and can refer you to our trusted partners for advice on request.

Renovation and Construction Loans

Whether you are looking to improve your existing property or construct a new house we can assist you with financing the entire project.

There can be some strict lending criteria applied to constructions loans and they are often assessed on a case by case basis depending on whether you are appointing a Registered Builder to complete the works under a Fixed Price Building Contract or wish to complete or manage the entire project your self.

Speak to us about how to best approach financing your next renovation or property construction.

Lifestyle and Retirement Loans

People often fall short of funds within their retirement and are either forced to sell their property to cover their remaining retirement costs or look to take on very costly loans that only benefit the Financier but we believe it is important for everyone nearing to assess their funding future requirements prior to their retirement while they are still working and classed as eligible borrowers.

Other Services

• Low Doc / Self Employed Loans
• Development Finance
• Equity Access Loans
• Business Loans